Young Extras

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Includes services like examinations, consultations and x-rays.

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Simple extractions

Teeth removal services. Simple extractions include those completed in a standard dental appointment.

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Surgical extractions

Surgical extractions include wisdom teeth extraction, removal of impacted teeth. Benefits paid on dental item numbers only unless hospital cover is held and all waits have been served for any in-patient services.

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Restorative dental treatments including composite and amalgam fillings.

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Includes services such as occlusal splints.

A combined sub-limit of $500 per person, per Membership Year applies for general and major dental items covered under Young Extras (up to $1,000 per policy per Membership Year).

Includes cleaning and scaling, fluoride treatment and mouth guards.

A combined sub-limit of $500 per person, per Membership year applies for general and major dental items covered under Young Extras (up to $1,000 per policy).

Glasses including frames, single vision lenses and progressive lenses, contact lenses, prescription sunglasses etc.

Total benefit for optical items or services under Young Extras is limited to a maximum of $225 per person, per Membership year (up to $450 per policy).

Through our Premier Provider Network, you can also take advantage of discounts at preferred providers across Australia.

Benefits are payable for services rendered by Australian Regional Health Group approved providers registered with Queensland Country Health Fund.

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

A full physiotherapy benefit limit of $400 per person, up to $800 per policy applies per Membership year.

A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

For services rendered by Australian Regional Health Group approved providers registered with Queensland Country Health Fund. 

^ A $300 sub-limit applies per therapy under Young Extras cover, and a combined sub-limit of $500 per person per Membership Year (up to $1,000 per policy) also applies to all therapies covered by Young Extras (except physiotherapy).

As well as helping you to get well, we want to help you stay well. Our Healthy Living benefit helps you living a healthy lifestyle through:

• Participation in a choice of approved weight management programs^^
• Quit smoking programs
• Approved health management programs* including gym memberships, personal training programs, Aquatic exercise/rehabilitation* including pool entry and exercise classes (excludes swim classes/lessons)
• Have your skin checked for skin cancers^
• Consultation fees for diabetes education
• Consultation fees for metabolic dietitians and nutritionists when providing assistance with weight management
• Bowel screening tests and bone density tests
• Prostate-Specific Antigen  test (one per year) – we cover a second yearly test not covered by Medicare
• Supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice.

*To comply with private health insurance legislation, you must have been referred by your health care professional to participate in a health management program to address or improve a specific medical condition. A Health Management Program Benefit Approval Form must accompany a claim for these benefits.

^^Before enrolling in a weight management program please contact the Fund to clarify the eligibility to benefits. A sub-limit of $125 per person, per Membership Yyear (to up $250 per policy) applies to Healthy Living benefits under Young Extras cover.

^ No benefit is payable where Medicare have paid a benefit towards this service.

The Pharmaceutical Benefits Scheme (PBS) is a national pharmaceutical scheme funded by the Federal Government where patients contribute to the cost of prescribed drugs.

Queensland Country doesn't cover pharmaceutical prescriptions covered by the PBS or for contraceptives and items normally available without prescriptions. Prescriptions not covered by the PBS, excluding contraceptives and items normally available without prescription and drugs not approved for sale in Australia. A co-payment applies to each prescription item equal to the current PBS.

We’ll pay benefits as outlined in the Extras table up to the claim limit for this category, with consideration to the maximum individual script benefit limit. The benefit amount per script is calculated by deducting the PBS general patient contribution amount from the purchase price (up to script benefit limit). This is conditional on the pharmaceutical prescription being listed in the MIMs Schedule as S4 or S8 and being dispensed in quantities in accordance with this schedule. We also pay for compound pharmacy scripts, as long as one of the ingredients meet this criteria.

A doctor's letter may be required for some pharmacy items.

The PBS contribution amount is reviewed annually by the Government and changes every year on 1 January. As at 1 January 2024, the PBS contribution is set at $31.60.

A sub-limit of $150 per person, per Membership year (up to $300 per policy) applies to pharmaceuticals under Young Extras cover.