A great value mid-level cover
Vital Hospital (Bronze +) Cover is a great value mid-level cover, ideal if you are young or a healthy person who doesn’t want to pay for hospital services you’re less likely to need. Vital Hospital (Bronze +) provides a lower cost hospital option to get you through to the next stage of life.
Best suited for singles, couples and young families wanting a great value mid-level cover.
Features:
- Cover for a number of common services in a private hospital or day surgery facility*
- Keeps premium costs down by limiting or excluding benefits on some services you may feel less likely to need cover for (see list below)
- Age-based discount available for eligible policyholders under the age of 30*
- Choice of $250, $500 or $750 excess option
- Combine with any of our extras products
* We will pay benefits for inpatient services in a private or public hospital where a Medicare benefit is payable, providing waiting periods have been served, except for restricted or excluded services where a lower or nil benefit entitlement exists.
* Vital Hospital (Bronze+) is an age-based discount policy and also a retained age-based discount policy. For more information on eligibility to these discounts please refer to information here.
What you're covered for
From
$25.75
per week
Price quoted is for Vital Hospital (Bronze+) Cover standalone for a single in Queensland, including a 24.608% Australian Government Rebate with a $750 excess.
Important information
Nationwide Ambulance Cover
Did you know that all Queensland residents are automatically covered for the cost of emergency services Australia wide? This is paid for by the Queensland State government. You don’t have to do anything further regarding ambulance if you are lucky enough to live in our great State!
If you do receive an invoice for ambulance treatment or transport provided to you by another State/Territory ambulance service, forward the invoice along with proof of Queensland residency directly to the Queensland Ambulance Service. Learn more.
Accommodation benefits
We understand that substantial travel is sometimes required for our rural and regionally based Members when they are seeking treatment for a medical condition.
So for Members travelling for their medical treatment, we provide accommodation benefits to subsidise the costs of your stay. Learn more.
Clinical categories are defined by the Department of Health and detailed in the Private Health Insurance (Reforms) Amendment Rules 2018. Learn more about the Private Health Insurance Reforms 2019 here.
Restricted benefits: You will be covered for shared ward accommodation in a public hospital only. While you can choose to go to a private hospital or day surgery for the service or treatment, your admission is not fully covered and will likely result in large out-of-pocket expenses. Some private specialists may not operate in a public facility, please take this into consideration when making a hospital product choice.
Excluded Services: Hospital or day surgery admissions for these services in either a public or private facility will receive no benefit from Queensland Country. As well there is no benefit payable for services for which Medicare pays no benefit e.g. most cosmetic surgery.